Overview
Wind chill or windchill (popularly wind chill factor) is the lowering of body temperature due to the passing flow of lower-temperature air.
Wind chill numbers are always lower than the air temperature for values where the formula is valid. When the apparent temperature is higher than the air temperature, the heat index is used instead.
Explanation
A surface loses heat through conduction, evaporation, convection, and radiation. The rate of convection depends on both the difference in temperature between the surface and the fluid surrounding it and the velocity of that fluid with respect to the surface. As convection from a warm surface heats the air around it, an insulating boundary layer of warm air forms against the surface. Moving air disrupts this boundary layer, or epiclimate, allowing for cooler air to replace the warm air against the surface. The faster the wind speed, the more readily the surface cools.
Alternative approaches
Many formulas exist for wind chill because, unlike temperature, wind chill has no universally agreed-upon standard definition or measurement. All the formulas attempt to qualitatively predict the effect of wind on the temperature humans perceive. Weather services in different countries use standards unique to their country or region; for example, the U.S. and Canadian weather services use a model accepted by the National Weather Service. That model has evolved over time.
From Wikipedia (CC BY-SA 4.0).