Ian's Law

Ian's Law, enacted as Chapter 398 of the Laws of 2010, is a New York state law that amended the state's insurance law relating to the discontinuance of health insurance policies. The law requires insurers to provide advance notice and replacement coverage options when ending a class of policies and prohibits insurers from discontinuing coverage for the purpose of removing a high-cost policyholder from a plan. The law was named after Ian Pearl, a Florida resident with spinal muscular atrophy whose dispute with Guardian Life Insurance Company of America received national media coverage in 2009.