Overview
Hard Rain is a 1998 disaster heist action thriller film directed by former cinematographer-turned director Mikael Salomon, written by Graham Yost, produced by Ian Bryce, Mark Gordon, and Gary Levinsohn, and starring Morgan Freeman, Christian Slater, Randy Quaid, Minnie Driver, and Ed Asner. An international co-production among the United States, the United Kingdom, Denmark, Germany, and Japan, the plot centers around a heist and man-made treachery amidst a natural disaster in a small Indiana town.
Plot
During a heavy rainstorm, Tom and his uncle Charlie, two armored truck drivers, are collecting money from banks in the town of Huntingburg, Indiana, which has been evacuated due to flooding. They are ambushed by Jim and his gang of armed robbers, Kenny, Mr. Mehlor, and Ray. Charlie calls the National Guard and is shot dead by Kenny as Tom escapes and hides the cash in a cemetery.
The gang chases Tom, who takes refuge in a nearby church. There he is mistaken for a looter by Karen who knocks him out. Tom wakes up in a cell and tells Sheriff Mike Collig about the gang and the money. Mike and Chief Deputy Wayne Bryce leave him locked up and investigate, whilst Deputy Phil is ordered to take Karen out of town. Karen pushes Phil out of the boat to return to protect the church, which she is restoring.
The town's dam operator Hank is forced to open a spillway, causing a large wave and deeper flooding. Tom is trapped in his cell as the water rises. After protecting the church, Karen rescues him and they hide from the gang. Kenny is electrocuted. They enter a house and are mistaken for looters by the elderly residents Doreen and Henry Sears, who have refused to evacuate and are protecting their property. Henry is persuaded to give Tom their boat to return to the armored truck. Resurfacing from the submerged truck, he finds the gang holding the elderly couple hostage. Tom says he will tell them where the money is.
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