Outcome99 Launches Same-Day SMB Loans Nationwide

Outcome99 has rolled out a revenue-first financing model for small and mid-sized businesses, aiming to provide faster access to capital with same-day loans as traditional banks tighten lending standards in the US and Canada. Instead of prioritizing credit scores, the new approach evaluates a business based on revenue, potentially opening funding doors for firms with strong cash flow but limited credit history or collateral. The application is streamlined and online, designed to cut through the lengthy underwriting times typical of banks, with some qualifying cases reportedly funding the same day. The company argues that underwriting should verify revenue generation before focusing on years in operation or credit history, a stance voiced by Sahil Khaleque, its Managing Director. This model targets everyday capital needs such as working capital, seasonal cash flow, and short-term bridge financing, representing a notable shift in access to small-business funding amid tightening traditional lending.