FTC reports highest per-capita scam rates by state

New analysis of FTC data finds that scams and related fraud remain a widespread problem across the United States, with more than 6 million reports examined against state populations. Americans collectively lost over $15.9 billion to fraud in 2025, and while younger adults report more losses, older adults often suffer larger single losses. The data show that some states experience a much higher per-capita scam risk, meaning a smaller state can have a greater per-resident impact even with fewer total reports. The analysis emphasizes the importance of recognizing high-risk scam types and signals as a way for residents, policymakers, and consumer advocates to tailor protections and resources to where they matter most. The rankings rely on the FTC’s 2024 Consumer Sentinel Network Data Book and 2023 Census estimates, with reports per 100,000 residents used to compare states. Spokeo’s breakdown of regional scam patterns further contextualizes where the risks are concentrated.