To replace a lost Social Security card, you request a "replacement card" from the U.S. Social Security Administration (SSA) — there is no fee, and most people are limited to 3 replacement cards per year and 10 in a lifetime (name changes and some other corrections don't count toward this limit).
Step 1: Check if you actually need the physical card. In most cases you just need to know your Social Security number, which may appear on old tax returns, W-2s, or bank records — you often don't need the physical card for daily life.
Step 2: Apply online if eligible. Many U.S. citizens 18 or older with a valid state-issued driver's license or ID card (and who aren't requesting a name/other change) can apply through a "my Social Security" account on SSA's website (ssa.gov). This is the fastest method and avoids an office visit.
Step 3: If you can't apply online, apply by mail or in person. Complete Form SS-5 (Application for a Social Security Card), available on ssa.gov or at any Social Security office. You'll need to submit original documents (or copies certified by the issuing agency) proving:
- Identity (e.g., a driver's license, state ID, or U.S. passport)
- U.S. citizenship or immigration status, if not already on file with SSA
Mail the completed form and documents to your local Social Security office, or bring them in person. SSA returns your original documents after processing.
Step 4: Wait for delivery. Replacement cards typically arrive by mail within about 2–4 weeks, though processing times vary.
Tips:
- Never pay a third party for this service — SSA never charges a fee.
- If you suspect identity theft from the lost card, monitor your credit reports and consider a fraud alert.
- Keep the card in a secure place at home rather than carrying it routinely, to reduce future loss/theft risk.
Requirements can vary slightly by state and situation (e.g., non-citizens, minors, name changes), so check ssa.gov or call SSA's national number for specifics to your case.